Territorial
Organisation
of Northwest

Origins and history

N
1976

The Northwest Territorial Organisation emerged from the growth and integration of the former zones of Castile, Asturias/Leon and Galicia.

In Castile, the first branch office opened in Valladolid in 1976, relocating in 1980 to María de Molina Street; key figures in its management were Guillermo Pesquera, José Manuel Cerdeira, Herberto Villáro, Luis Vela, and Julián González Calvo. In 1989, Victoriano Hernández Lera created the Castile Organisation, incorporating offices in seven provinces.

1977

In Asturias and Leon, the first branch office was opened in Oviedo in 1977, followed by Gijón; initially dependent on the Cantabria Organisation, they became the Asturias Organisation under Ricardo Moreno and later Antonio Rodríguez Fernández.

1980

In Galicia, the first branch offices were opened in A Coruña and Vigo during the 1980s, with two initial structures (Galicia North and South), unified in 1992 under Alejandro Hevia, and subsequently integrated with the Organisation of Antonio Rodríguez to form the former Northwest.

2010

For years, the Castile Organisation and the Northwest Organisation coexisted until 2010, when they were definitively merged into the current Northwest Territorial Organisation, which covers Galicia, Asturias, and Castile y Leon (except Soria), initially led by Joaquín da Silva and, from 2025, by Miguel Serrano.

This structure was created to offer a more personal, agile and locally adapted service to customers in regions with dynamic and growing economies.

Evolution
and changes

Adaptation to the market: Strengthening risk management in times of crisis, expanding into new locations during stages of growth, and today, combining digitalisation with personal attention.
High-impact products: Services of Commercial Banking and Wealth Banking, as well as flagship products such as Salary Account, Hipoteca SIN mortgage, and the current Hipoteca Dual mortgage.

The Northwest Territorial Organisation has moved from a local and fragmented management to an integrated and cohesive structure that today covers thirteen provinces.

Organisation Managers

Victoriano Hernández Lera (1989 – 2010)- Castile Territorial Organisation.
Ricardo Moreno (early 1990s) - Territorial Organisation Asturias/Leon.
Antonio Rodríguez Fernández (1990s–2010).
Alejandro Hevia (1992 – late 1990s) - Galicia Unified Organisation.
Joaquín da Silva (2010 – 2025)- Northwest Unified Organisation.
Miguel Serrano (2025 – present) – Northwest Territorial Organisation.

Featured milestones

Territorial unification (2010): creation of the current Northwest Organisation, integrating Castile with Galicia, Asturias and Leon.
Technological innovation: boost of telephone banking (1992), Internet (1996), and mobile banking (2000).
Expansion of the branch network (1990s–2000s): strong territorial growth with a presence in all provincial capitals and main towns.
Creation of specialised centres: establishment of Business, Wealth Management and Large Corporates centres to provide a more professional and segmented service.

Current
strengths

Consolidated network and recognised brand: solid presence in all provincial capitals and main urban centres, backed by a brand associated with confidence, solvency and quality.
Proximity to customers: a personalised service model, with experienced managers and long-term, trust-based relationships.
Team experience and professionalism: a large part of the staff has more than 20 years of experience in the entity, which translates into knowledge, stability, and commercial excellence.

Key data

Total centres
0
Commercial branches
0
Business centres
0
Employees
0
Active customers
0

Future
outlook

The main challenge

Maintaining profitable and sustainable growth, supported by the integration of talent, digitalisation, and excellence in service.

In the next 5-10 years

The organisation aims to consolidate itself as a regional leader in personal banking, wealth, and corporate banking, combining technological innovation with the human touch that has always characterised it.
Artificial intelligence will be a key tool in this evolution, helping to improve productivity, automate administrative tasks and offer increasingly personalised and predictive solutions.
Future outlook

Six decades of history are not just a figure: they reflect generations of work well done, solid values and a vision that has been able to adapt and grow. May this anniversary mark the beginning of new challenges and successes.

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